One platform.
Your entire cash flow.
Trust360 OS is the operating system for business control that carries the entire customer and invoicing lifecycle through as one unbroken flow — from contract and invoicing to payment monitoring, receivables management and settlement.
Hope is not a cash flow strategy.
Seamless automation is.
Sending the invoice
E-invoices, email invoices, paper invoices and other delivery methods — via our own operator traffic, to the right channel.
Accounts receivable ledger
We investigate and reconcile unclear payments too, and take care of refunds.
Receivables monitoring
If a payment is late, we start receivables monitoring automatically – in line with the law and with respect for the customer relationship.
Reporting
Settlements and the snapshot in real time, from a single view.
Receivables operator and invoice lifecycle service –
Receivables operator
The whole invoice lifecycle: creation → delivery → monitoring → reminder → collection → payment plans → reporting. One partner.
Explore the receivables management serviceE-invoicing operator
E-invoices for businesses, e-invoices for consumers and other delivery channels such as letters and email. Automatic completion of addresses.
Explore the operator servicePurchase invoices
Electronic purchase invoices and a scanning service via integrations, or Trust360 OS with reception, approval and payment – ease of use and smooth workflows with advanced analytics such as two-way cash flow analysis.
Predictive payment monitoring
Traffic lights for your own invoice flow, recommended actions. Transparent, proactive receivables monitoring that respects customer relationships.
Customer monitoring
Versatile credit, information and monitoring services. Integrations with Asiakastieto, Bisnode and the Finnish Patent and Registration Office (PRH). Use monitoring to follow your own company and your customers, and get changes without delay.
Cash flow intelligence
Forecasting models, payment behaviour, real-time anomalies, fraudulent invoice detection.
Financial dashboard
Real-time Trust360 OS view and advanced reporting options. Also available at API level.
Integrations
Accounting and ERP systems, EDI messages, REST API, SFTP and webhooks. Modern API capabilities and a sandbox environment for testing. Peppol and operator networks.
Trust360 OS + API Marketplace
The business management operating system for the entire customer and billing lifecycle. Turn services on like in an app store.
Trust Care
We take care of your company's needs. Every day we develop new solutions that support your business and make your day easier. We speak plainly and avoid jargon.
Expanding possibilities. One Trust360 operating system.
Invoicing & e-invoices
Payment monitoring
Receivables lifecycle
Contracts & customers
Financial control
Compliance
Changing needs,
SMEs
Hidden costs, rigid systems, manual work, delayed receivables.
An easy, error-free and advanced platform with fair pricing, so you can focus on growing your business.
High-volume invoicers
Growing costs, rigid processes, fragmented practices and systems
Scalability and automation – flawless invoicing and receivables management for large volumes.
Software vendors & integrators
Integrate sales invoicing, receivables management and operator solutions into your own system. Modern API options and up-to-date development environments.
APIsAccounting firms
An advanced Finnish partner for both the accounting firm's own needs and those of its clients. Services are available in the Trust360 OS system or through APIs.
Accounting firm solution
We are a Finnish receivables monitoring operator.
Your company
Modern, scalable solutions — whatever your size.
Operator core
E-invoice traffic · Sales invoices · Purchase invoices · Invoice lifecycle service · Automated invoicing · Receivables monitoring
Banks & networks
We send and receive your files in line with the requirements of banking, authority and operator networks.
E-invoices and other files in our own operator traffic.
We also investigate unclear or unreferenced payments on your behalf
Versatile, transparent reporting whatever the service model. A continuous overview without spreadsheet hassle.
Built API-first.
REST + webhooks. Invoices in, events out — in real time or on agreed schedules.
Systems that talk to each other. Invoice data and other files into Trust360; payments and other status data back.
Trust360 test environments and API specifications. Clear API specifications for integration developers and software partners, plus the Trust360 sandbox environment to support testing.
The fight against .
We combine the best of a technology company and a service company. We serve our customers with complete cash flow management, free of errors and unnecessary costs.
We believe cash flow management should be transparent, error-free, effortless and predictable.
A future in which no viable company goes under in a cash crisis.
We keep companies' finances moving. We give companies time to focus on growth.
We work every day to make our customers' everyday life easier.
Trust360 newsroom –
Trust360 e-invoicing operator opens to pilot customers in October–December
The first invoicers move onto our own operator traffic in Q4 2026. Invoice transmission within the network is free of charge, and e-invoicing addresses are looked up automatically.
Read moreOma360: invoice recipients can now agree a payment plan in self-service
The Oma360 debtor portal shows open invoices, payment terms and due dates in one view. A payment plan can be agreed without a phone call – within the rules set by the invoicer.
Read moreA multi-company view for accounting firms: advice becomes proactive
When client companies' invoicing, reconciliation and receivables are on the same platform, the accountant sees cash-flow problems before the month ends – not after.
Read moreChallenge your current solution. We will show you a better way.
Book a free 30-minute assessment straight from the calendar or leave a contact request — we reply within one business day.
30 min assessment · Teams or Meet
Available times come straight from our sales team’s calendars. We confirm the booking by email and send a calendar invitation.